​Real Estate Investors Program (REI)

Exclusive package program designed to respond to the diverse needs of the real estate investing community.

REI Program Overview

Target Classes

Single Family Dwellings, 1-4 Multi-Unit, Condo Walls-in Units and Apartment Buildings (Up to 20 units per building)
Total Property Limits Per Location $2M TIV Including BI - Higher limits available upon referral
Package Coverage, Monoline Property, Monoline General Liability 
Short-Term & Long-Term Rentals 
Renovations - Locations undergoing renovation, both structural and cosmetic exposure
Vacant Dwelling - Either vacant between tenants, real estate closings or dwellings being held for sale or rental
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Program Highlights

Nationwide Exclusive Program - Package Coverage (property+ General Liability) Available in 47 states
​General Liability only in TX, OK, Hawaii
Aggressive Commission Structure
In-house underwriting authority
A Rated Security
Fast Turnaround Times
Ability to structure exclusive enhancements/terms & conditions based on your portfolio needs. Very few program administrators are willing to be this proactive
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Coverage Features

  • Total Property Limits Per Location $2M TIV Including BI
  • Additional Capacity Available Upon Referral
  • Business Personal Property: $100K
  • Inland Marine Property Limit up to $750K
  • Minimum Property Deductible $2.5K - $25K
  • Coinsurance: ACV & RC
  • Coastal / Windstorm Capacity Available in certain cases
  • Minimum Premium: $4K
  • Non-admitted
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Recent Wins

Schedule of Single Family Dwellings, Multi Unit and Apartment Units 

  • Coverage Lines & Limts
    • Package Quote $20M TIV
    • GL included Assault and Battery

Premium: $79,000

Schedule of Student Apartments 

  • Coverage Lines & Limts
    • Package Quote $6M TIV 
    • EBD included

Premium: $29,350

Schedule of Single Family Dwellings

  • Coverage Lines & Limts
    • GL Only 
    • A&B Included $100K/200K limits

Premium: $31,500

How To Submit

Please submit a completed, signed and dated REI (or similar) application to mhernandez@citadelus.com and three years of loss runs.

Key REI Team Members

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Reid Matthews

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Matthew Hernandez

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