CrisisGuard -
Active Assailant Insurance

The frequency and nature of malicious attacks or armed assailant incidents continues to be a threat to people and businesses across the country. Citadel CrisisGuard helps policyholders prepare for and manage the risk of becoming a victim of a malicious attack. Whatever the motive, this coverage helps to mitigate the risks of physical, financial, and reputational damage.

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CrisisGuard Program Overview

Key Benefits

Primary and non-contributory to other insurance policies, providing certainty and peace of mind should an attack occur.

24/7, 365 days a year emergency response in the event of an incident.

Dedicated limits to help protect against a catastrophic peril that may or may not be covered under your existing general liability and property policies.

Addresses Duty of Care to employees and other people on your premises.

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Insured Events

Attack - Involving the use of a weapon, the definition of which is very broad to capture most scenarios. The attack does not need to be ideologically motivated or carried out in the name of a cause.

Threat - Malicious threats made against insured people or property.

Stalking Threat - Unwanted obsessive attention that puts an insured person in fear or concern for their safety at their place of work.

Provides Coverage For:

Crisis Management Expenses
Business Interruption
Legal Liability (optional)
Property & Contents Damage
Threat Assessments
Increased Security Costs
Loss of Attraction
Public Relation Costs
Temporary Premises Costs
Expenses arising from the Attack (Crisis Expenses) such as: medical/psychiatric, childcare
Other Costs Per Policy Wording