BioPro Program

Whether your client is a Fortune 500 company or in the pre-clinical stage, BioPro is an exclusive program that offers a flexible, scalable product designed to address the specialized needs of life science companies. This program ensures comprehensive coverage, adapting to the unique risks and challenges faced by each stage of development in the life sciences sector.

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BioPro Overview

Target Classes

Medical Device Companies

Pharmaceutical Companies

Biological Companies

Medical Food Companies

Life Sciences Product Development

For Profit & Non-Profit Research Institutions

Life Science Product Testing Labs

Medical Product Distributors

Drug Discovery Technology

Bio-Engineering

Non-Medical Biotechnology

Emerging Life Science

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Program Highlights

Exclusive Program

Aggressive Commission Structure

Client Centric Policy Creation

A Rated Security

Fast Turnaround Times

One, two and three-year policy terms

Installment payment plans

Scalable Form

Step Rating

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Coverage Features

$20M Primary Limit Max | $10M Excess Limit Max
Minimum Premium | $3,500 with $0 Deductible
Stand-alone and combined policy options
Claims-made and occurrence forms
Primary or excess layers
Premium audit buffer
Product recall/withdrawal
California proposition 65
Optional tail coverage up to six years in duration
Errors and omissions/professional liability
Additional insured status for vendors and clients
Primary/non-contributory and waiver of subrogation
True worldwide coverage territory

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Recent Wins

Weight Loss Shot Drug

Coverage Lines & Limts

Primary: $1MM / $2MM

Premium: $645,000

Animal Health Company

Coverage Lines & Limts

Excess: $10MM

Premium: $87,000

Medical Tape Company

Coverage Lines & Limts

Primary: $1MM / $2MM

Premium: $34,000

How To Submit

Please submit a completed, signed and dated BioPro (or similar) application to bpsubmit@citadelus.com and five years of loss runs, if available. When CGL coverages are desired, please include an Acord application.

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